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HB21-1282

Add Consumer Protections Regulation Mortgage Servicers

Type Bill
Session 2021 Regular Session
Subjects
Financial Services & Commerce

Concerning additional consumer protections resulting from the regulation of mortgage servicers, and, in connection therewith, making an appropriation.

Bill Summary:



The act subjects mortgage servicers to regulation by the assistant attorney general designated by the attorney general as the administrator of the "Uniform Consumer Credit Code". A "mortgage servicer" is a person that is responsible for servicing a Colorado residential mortgage loan. Regulation of mortgage services includes the requirements of notification, record keeping, payment of fees, compliance with applicable federal laws, reporting, examinations, inspections, and enforcement. A violation of the requirements is subject to enforcement by the administrator, which may include an order requiring the payment of refunds to injured consumers, penalties, costs, and attorney fees.

$51,783 is appropriated from the uniform consumer credit code cash fund to the department of law to implement the act and is based on an assumption that the department will require 0.5 FTE to implement the act.

(Note: This summary applies to this bill as enacted.)

Status

Became Law

Introduced

Passed

Became Law

Related Documents & Information

Date Version Documents
07/07/2021 Signed Act PDF
06/23/2021 Final Act PDF
06/02/2021 Rerevised PDF
06/01/2021 Revised PDF
05/20/2021 Reengrossed PDF
05/19/2021 Engrossed PDF
04/16/2021 Introduced PDF
Date Version Documents
05/25/2021 PA4 PDF
05/18/2021 PA3 PDF
05/11/2021 PA2 PDF
04/30/2021 PA1 PDF
Date Version Documents
08/26/2021 FN3 PDF
05/22/2021 FN2 PDF
04/26/2021 FN1 PDF
Date Version Documents
05/31/2021 SA2 PDF
05/17/2021 SA1 PDF
Activity Vote Documents
Refer House Bill 21-1282 to the Committee of the Whole. The motion passed on a vote of 4-3. Vote summary
Activity Vote Documents
Adopt amendment L.011 (Attachment C) The motion passed without objection. Vote summary
Adopt amendment L.012 (Attachment D) The motion passed without objection. Vote summary
Refer House Bill 21-1282, as amended, to the Committee on Appropriations. The motion passed on a vote of 4-1. Vote summary
Activity Vote Documents
Adopt amendment J.001 The motion passed without objection. Vote summary
Refer House Bill 21-1282, as amended, to the Committee of the Whole. The motion passed on a vote of 7-4. Vote summary
Activity Vote Documents
Adopt amendment L.005 The motion passed without objection. Vote summary
Adopt amendment L.006 The motion passed without objection. Vote summary
Adopt amendment L.007 The motion passed without objection. Vote summary
Refer House Bill 21-1282, as amended, to the Committee on Appropriations. The motion passed on a vote of 6-5. Vote summary
Activity Vote Documents
Adopt amendment L.001 The motion passed without objection. Vote summary
Adopt amendment L.002 The motion passed without objection. Vote summary
Adopt amendment L.004 The motion passed without objection. Vote summary
Refer House Bill 21-1282, as amended, to the Committee on Finance. The motion passed on a vote of 8-5. Vote summary
Date Calendar Motion Vote Vote Document
06/08/2021 Senate Amendments REPASS
40
AYE
24
NO
1
OTHER
Vote record
06/08/2021 Senate Amendments CONCUR
47
AYE
18
NO
0
OTHER
Vote record
05/20/2021 Third Reading BILL
42
AYE
22
NO
1
OTHER
Vote record
Date Calendar Motion Vote Vote Document
06/02/2021 Third Reading BILL
20
AYE
14
NO
1
OTHER
Vote record
Date Amendment Number Committee/ Floor Hearing Status Documents
05/25/2021 L.012 SEN Finance Passed [*] PDF
05/25/2021 L.011 SEN Finance Passed [*] PDF
05/19/2021 L.008 Second Reading Passed [**] PDF
05/19/2021 L.010 Second Reading Passed [**] PDF
05/18/2021 J.001 HOU Appropriations Passed [*] PDF
05/10/2021 L.007 HOU Finance Passed [*] PDF
05/10/2021 L.006 HOU Finance Passed [*] PDF
05/10/2021 L.005 HOU Finance Passed [*] PDF
04/29/2021 L.004 HOU Business Affairs & Labor Passed [*] PDF
04/29/2021 L.002 HOU Business Affairs & Labor Passed [*] PDF
04/29/2021 L.001 HOU Business Affairs & Labor Passed [*] PDF
Date Location Action
07/07/2021 Governor Governor Signed
06/24/2021 Governor Sent to the Governor
06/24/2021 House Signed by the Speaker of the House
06/24/2021 Senate Signed by the President of the Senate
06/23/2021 Senate House Considered Senate Amendments - Result was to Concur - Repass
06/03/2021 Senate House Considered Senate Amendments - Result was to Laid Over Daily
06/02/2021 Senate Senate Third Reading Passed - No Amendments
06/01/2021 Senate Senate Second Reading Special Order - Passed with Amendments - Committee
06/01/2021 Senate Senate Committee on Appropriations Refer Unamended to Senate Committee of the Whole
05/25/2021 Senate Senate Committee on Finance Refer Amended to Appropriations
05/20/2021 Senate Introduced In Senate - Assigned to Finance
05/20/2021 House House Third Reading Passed - No Amendments
05/19/2021 House House Second Reading Special Order - Passed with Amendments - Committee, Floor
05/18/2021 House House Committee on Appropriations Refer Amended to House Committee of the Whole
05/10/2021 House House Committee on Finance Refer Amended to Appropriations
04/29/2021 House House Committee on Business Affairs & Labor Refer Amended to Finance
04/16/2021 House Introduced In House - Assigned to Business Affairs & Labor
Effective Date Chapter # Title Documents
01/01/2022 482 Add Consumer Protections Regul Mortgage Servicers PDF