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SB17-182

Uninsured Motor Vehicle And Medical Coverage

Type Bill
Session 2017 Regular Session
Subjects
Insurance

Concerning a limitation on the obligation to cover damages arising out of a motor vehicle accident when uninsured motorist insurance may cover the same damages.

Bill Summary:

Current law forbids uninsured and underinsured medical coverage to take a setoff when medical insurance pays a part of the damages caused by a crash. The bill clarifies that this does not require the insurers to pay more than the actual damages caused by the crash.

An insurer is authorized to prohibit stacking the limits of more than one uninsured motorist coverage policy if the provisions are included in a single policy covering multiple vehicles or in multiple policies issued by one insurer or by insurers under common ownership or management. But this provision must not prohibit stacking of the uninsured or underinsured policies issued to an insured by different companies or to an unrelated person.

The maximum liability under the uninsured motorist coverage is the lesser of the policy limits and amounts paid by a legally liable person or the amount of damages sustained but not recovered.


(Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)

Status

Lost

Introduced

Lost

Related Documents & Information

Date Version Documents
03/16/2017 Reengrossed PDF
03/15/2017 Engrossed PDF
02/14/2017 Introduced PDF
Date Version Documents
03/08/2017 PA1 PDF
Date Version Documents
06/28/2017 FN3 PDF
04/18/2017 FN2 PDF
02/22/2017 FN1 PDF
Activity Vote Documents
Refer Senate Bill 17-182 to the Committee of the Whole. The motion failed on a vote of 3-6. Vote summary
Postpone Senate Bill 17-182 indefinitely. The motion passed on a vote of 6-3. Vote summary
Activity Vote Documents
Adopt amendment L.001 (Attachment A). The motion passed on a vote of 3-2. Vote summary
Refer Senate Bill 17-182, as amended, to the Committee of the Whole. The motion passed on a vote of 3-2. Vote summary
Date Calendar Motion Vote Vote Document
03/16/2017 Third Reading BILL
20
AYE
15
NO
0
OTHER
Vote record
03/15/2017 Committee of the Whole COW * (.001)
15
AYE
20
NO
0
OTHER
Vote record
Date Location Action
04/19/2017 House House Committee on State, Veterans, & Military Affairs Postpone Indefinitely
03/21/2017 House Introduced In House - Assigned to State, Veterans, & Military Affairs
03/16/2017 Senate Senate Third Reading Passed - No Amendments
03/15/2017 Senate Senate Second Reading Passed with Amendments - Committee
03/10/2017 Senate Senate Second Reading Laid Over Daily - No Amendments
03/07/2017 Senate Senate Committee on Judiciary Refer Amended to Senate Committee of the Whole
02/14/2017 Senate Introduced In Senate - Assigned to Judiciary