Representatives Brown and Amabile introduced House Bill 23-1174 to the committee. The bill requires insurers to offer guaranteed replacement cost coverage to homeowners, and requires the Division of Insurance to publish an annual report on replacement costs.

Ms. Wendy Wyss, representing themself, testified in support of the bill.

Ms. Amy Bach, representing United Policyholders, testified in support of the bill.

Lisa Hughes, representing themself, testified in support of the bill.

Ms. Barbara Holub, representing themself, testified in support of the bill.

Commissioner Rich Cimino, representing Counties & Commissioners Acting Together (CCAT), testified in support of the bill.

Commissioner Tamara Pogue, representing Counties & Commissioners Acting Together (CCAT), testified in support of the bill.

Mayor Guyleen Castriotta, representing Counties & Commissioners Acting Together (CCAT), testified in support of the bill.

Mr. Garry Sanfacon, representing Boulder County, testified in support of the bill.

Mrs. Kelly Campbell, representing the American Property Casualty Insurance Association, testified to amend the bill.

Mr. Danny Barnhart, representing themself, testified to amend the bill.

Dan Jablan, representing the Rocky Mountain Insurance Association, testified to amend the bill.

Mr. Gorenc responded to questions from the committee.

Mrs. Campbell responded to questions from the committee.

Ms. Jenn Milne, representing the Colorado Trail Lawyers Association, testified in support of the bill.

Dr. Steven Sanders, representing themself, testified in support of the bill.

Ms. Jenn Kaaoush, representing Superior Rising, testified in support of the bill.

Commissioner Conway responded to questions from the committee.

Committee discussion continued.

The bill sponsors provided final comments on the bill.

Committee members provided final comments on the bill.

The committee took a brief recess.

The committee came back to order.