Representatives Camacho and Duran provided introductory remarks for House Bill 26-1046. The bill establishes the regulation of earned-wage access services in the Department of Law.

Written testimony may be found in Attachment C.

Molly Jones, representing Payactiv, testified in support of the bill. Dr. Kerri Raissian, representing themself, testified in support of the bill. Mr. Ben LaRocco, representing EarnIn, testified in support of the bill.

Members of the panel responded to questions from the committee.

Matthew Logan, representing New Era Colorado, testified in opposition to the bill. Ms. Andrea Kuwik, representing the Bell Policy Center, testified in opposition to the bill. Ms. Kjersten Forseth, representing CO AFL-CIO, testified in opposition to the bill. Ms. Amy Bos, representing NetChoice, testified in opposition to the bill.

Mrs. Tara Rider, representing Brigit, testified in support of the bill. Mrs. Nancy Coleman-Chavez, representing DailyPay, LLC., testified in support of the bill.

Members of the panel responded to questions from the committee.

Mr. Harrison Tarter, representing the Vet Voice Foundation, testified in opposition to the bill. Mr. Patrick Crotty, representing the National Consumer Law Center, testified in opposition to the bill. Blair Bacon, representing the Colorado Center for Aging & AARP Colorado, testified in opposition to the bill. Ellen Harnick, representing the Center For Responsible Lending, testified in opposition to the bill.

Mark Cardenas, representing themself, testified in support of the bill.

Joseph Dubroff, representing LeadingAge Colorado, testified in support of the bill.

Members of the panel responded to questions from the committee.

Chris Nelson, representing the Colorado Center on Law & Policy, testified in opposition to the bill. Megan Eleazer, representing themself, testified in opposition to the bill. Mr. Kouri Marshall, representing the Chamber of Progress, testified in support of the bill. Kaori Keyser, representing themself, testified in opposition to the bill.

Members of the panel responded to questions from the committee.

Members of the panel responded to questions from the committee.

Joshua Mantell, representing the Bell Policy Center, testified.

The bill sponsors introduced amendment L.023 (Attachment D).

The bill sponsors introduced amendment L.002 (Attachment E).

The bill sponsors introduced amendment L.003 (Attachment F).

The bill sponsors introduced amendment L.007 (Attachment G).

The bill sponsors introduced amendment L.020 to amend amendment L.007 (Attachment H).

The bill sponsors moved amendment L.018 (Attachment I).