Earned-Wage Access Service Provider

The bill prohibits an entity from providing earned-wage access services without a license on and after January 1, 2026. Earned-wage access services are services that:

• Deliver consumer access to earned but unpaid income; and
• Provide consumer access to earned but unpaid income that is based on employment, income, or attendance data obtained directly or indirectly from an employer or an employer's payroll service provider.
  (Note: This summary applies to this bill as introduced.)