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01:31:21 PM |
Representative Jodeh,
bill sponsor, introduced HB21-1198.
The bill repeals, reenacts, and expands hospital requirements around providing
discount care to uninsured patients (discount program) and moves regulatory
authority over the program from the Colorado Department of Public Health
and Environment (CDPHE) to the Department of Health Care Policy and Financing
(HCPF). Changes to the program include:
Applying regulations
to health care facilities, instead of just hospitals;
- requiring HCPF
to develop a standard application for health care facilities to screen
uninsured patients for eligibility for public health insurance programs,
the Colorado Indigent Care Program (CICP), or discounted care;
- creating an appeals
process if a patient is found to be ineligible;
- limiting the amount
a health care facility can charge for eligible patients for emergency and
other non-CICP services to 80 percent of the Medicare rate, instead of
the lowest negotiated rate from a private health plan;
- limiting collection
amounts to monthly payments of no more than 5.0 percent of the patientâs
monthly household income;
- considering a
patientâs bill paid in full after 36 months of payments;
- requiring health
care facilities to post information on patientâs rights under the discount
program, as developed by HCPF;
- requiring health
care facilities to collect and report certain information to HCPF to determine
compliance across demographics;
- requiring HCPF
to periodically review health care facilities to ensure compliance; and
- requiring HCPF
to promulgate rules prohibiting hospitals from considering assets when
determining if a patientâs income eligibility and to ensure the method
used to determine eligibility is uniform across hospitals. By April 1,
2022, the State Board of Health in the CDPHE must promulgate rules to implement
the program and HCPF must develop information on patientâs rights, establish
a process for patients to appeal a determination of ineligibility, and
begin to periodically review health-care facilities for compliance. By
June 1, 2023, and each June 1 after, each health care facility must collect
and report data to HCPF on compliance.
Collection
of medical debt. The bill updates regulations around the collection
of medical debt. Specifically, before a health care facility can
assign or sell patient debt to a collection agency or before pursing permissible
extraordinary collection action the facility must: screen the patient
for eligibility for programs listed above; provide discounted care or offer
a payment plan that does not exceed 5.0 percent of the patientâs monthly
household income, and provide an explanation of the services and fees being
billed. A health care facility that does not follow these steps is
liable to the patient for damages, as specified in the bill. A medical
creditor or medical debt collector cannot engage in any permissible extraordinary
collection actions until 180 days after the first bill for a medical debt
is sent. In addition, 30 days before taking an action, a creditor
must provide the patient with a notice developed by HCPF. If a creditor
fails to follow these steps, the creditor must reverse any collection actions.
Representative Jodeh distributed a handout to the committee (Attachment
A).
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